Having a judgment filed against you brings with it a new level of debt collection. Thankfully, there are some things you can do to ease the pain. A judgment is nothing more than a decision by a court that has been entered into the public record. In order for that decision to be made, someone must file a lawsuit.
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Public Opinion versus Public Judgment
NCDD Community News » Public Opinion, Public Judgment, and Public Wisdom
In most states, only docketed judgments become public record. Those that are entered remain public information for as long as state laws allow. A judgment is a decision for the plaintiff in a civil lawsuit. In many cases, the plaintiff is a lender or creditor to whom you owe a past due debt, and the judgment decision is an award for money. Civil judgments are documented in publicly available court records. Unlike with judgment information on a credit report that disappears within 7 to 10 years, a judgment may remain in public records for a longer period. Docketing is a common requirement in order for a judgment creditor to begin collection efforts via wage garnishment or freezing a bank account.
A court judgment search will help you become aware of the exact details surrounding your judgment. A court judgement is generally filed in a civil case between two or more parties. The plaintiff is the party that initiates the lawsuit, and the defendant is the party that the lawsuit is brought against.
Forgot password? Don't have an account? This chapter explores the important distinction between public opinion and deliberative public judgment by illustrating the need for such a distinction in the first place.